Mortgage brokers in Moonee Ponds, Melbourne
The smarter way to find your home loan.
We compare 50+ lenders to find the loan that is right for you, not just right for the bank. First home buyers, upgraders, investors, refinancers and the self-employed all welcome.
Free download
Your first time with a mortgage broker, explained simply.
No jargon and no confusion. Everything you need to know before your first conversation with us, in plain English.
What a mortgage broker actually does for you
Offset versus redraw, and when each makes sense
Variable versus fixed rates explained
Principal and interest versus interest only
How to make the most of your borrowing capacity
How we keep your information safe
Meet the team
Real people. Real results.
See why clients across Melbourne trust MKS Lending Group to find them a better deal.
What we do
Every type of loan, one expert team.
From your first home to your fifth investment property, or the business behind it all, we find the loan that fits your life and your plans.
Home loans
Buying your next home or your first? We compare lenders on rate, features and policy, then manage the paperwork to settlement.
Explore home loansFirst home buyers
Deposits, the 5% Deposit Scheme, stamp duty concessions and grants, explained and handled for you.
First home buyer helpRefinancing
Been with the same lender for a while? A free loan review shows whether you could pay less or get better features.
Review my loanInvestment loans
Loan structures that keep your portfolio flexible, worked out with your accountant where it matters.
Explore investment loansConstruction loans
Progress payments, builder contracts and valuations coordinated so your build stays on schedule.
Explore construction loansSMSF loans
Commercial property lending for self-managed super funds, prepared with your accountant and adviser.
Explore SMSF loansAlt doc loans
Self-employed? Home loans that use BAS, business bank statements or an accountant's letter instead of tax returns.
Explore alt doc loansBusiness and franchise
Finance to buy, start or grow a business, including the complex cases banks often turn away.
Explore business loansCommercial and development
Offices, factories, warehouses, subdivisions and development sites, with bank and private lenders.
Explore commercial loansHow it works
Getting your loan is easier than you think.
We handle the complexity. Many clients have a pre-approval within days of sending their documents.
Tell us your goals
A free, no-obligation loan review to understand your situation and what you want to achieve.
We compare 50+ lenders
We search our panel and show you the options we compared, and why we recommend one.
We handle the paperwork
We prepare the application and deal with the lender. You sign off at the key moments.
You get the keys
Settlement done. We keep reviewing your loan so it keeps working for you.
Our panel
50+ lenders competing for your loan.
Banks only offer their own products. We offer choice across 30+ banks and 20+ private lenders, so you get real competition on rate and policy.
Plus specialist and private lenders for situations the big banks do not cater for.
Why MKS Lending
We work for you, not the bank.
Most people go straight to their bank out of habit. We compare the market and structure your loan around your long-term goals.
A genuine comparison
We show you the options we compared and explain why we recommend one, so you can decide with confidence.
Your wealth strategy, not just your loan
We structure lending to support your bigger plans, and work alongside your accountant and adviser.
Specialists in complex situations
Self-employed, company and trust income, multiple properties and business lending.
Local service, national reach
Based in Moonee Ponds, helping clients across Melbourne, Victoria and Australia.
No broker fee on most home loans
We are usually paid by the lender. Any fee is disclosed before you proceed.
Client reviews
Don't just take our word for it.
Here is what clients say about working with Kristian.
I have used MKS Lending Group for both home loan financing and home loan refinancing. Kristian has been wonderful to work with, always answering any questions and providing advice anytime. I highly recommend MKS for any home loan needs.
I've used Kris for two loans now and both experiences have been great. He's easy to deal with, communicates really well, and clearly knows his stuff. Highly recommend.
MKS Lending Group have been more than amazing for us!! Kris always makes sure we understand what is going on, and simplifies things for us. He goes above and beyond to get us the right services. Would definitely recommend!
Local mortgage brokers
A Moonee Ponds broker with Australia-wide reach.
MKS Lending Group is based at Level 2/12 Hall St, Moonee Ponds, in Moonee Ponds Central. We regularly help home buyers, investors and business owners in Moonee Ponds, Essendon, Ascot Vale, Flemington, Travancore, Aberfeldie, Strathmore, Pascoe Vale, Niddrie, Airport West, Keilor East, Avondale Heights and Brunswick West, and clients right across Victoria and Australia.
Meet us in person, or handle everything by phone, video call and email. Whichever suits you.
Free loan review
Book your free loan review
Tell us a little about your plans. A broker will call you, usually within one business day, to talk through your options. No cost and no obligation.
We listen first
A short chat about your goals, income and timing.
We compare 50+ lenders
30+ banks and 20+ private lenders, not just one bank's products.
You decide
We explain the options in plain English. There is no pressure to proceed.
FAQs
Questions we get asked every day.
Do I pay anything to use a mortgage broker?
For most home loans, no. We are usually paid a commission by the lender when your loan settles, and we disclose this upfront. For some business, commercial and private lending a fee may apply, and we always tell you before you proceed.
How is a broker different from going to my bank?
Your bank can only offer its own products. We compare 50+ lenders, including 30+ banks and 20+ private lenders, and explain which options suit your situation and why.
How long does approval take?
Conditional pre-approval can take a few business days once we have your documents. Formal approval and settlement usually take a few weeks, depending on the lender and your circumstances. We keep you updated at every step.
Can you help if I am self-employed?
Yes. Self-employed borrowers, company and trust structures and non-standard income are a big part of what we do. We know which lenders have policies that suit your situation before we apply.
Do you only work with clients in Melbourne?
No. We are based in Moonee Ponds and know Melbourne well, but we help clients across Victoria and Australia. Most of the process can be handled by phone, video call and email.
What happens after my loan settles?
We stay in touch. We review your loan regularly, let you know when better options appear and help when your plans change, whether that is renovating, investing or upgrading.
Ready for a better home loan?
Book a free, no-obligation loan review. We compare the market and show you exactly what is possible.