Borrowing Power Calculator

How much can I borrow?

About the property

Income (monthly, after tax)

  • We count 80% of rental income.

Expenses & existing debts

  • We assume 3.85% monthly as the minimum repayment on limits.
  • $400/month per dependant allowance.

Loan settings

  • Default from RBA F6. Last update: 2025-09-02 16:18:07

Your borrowing estimate

Estimated borrowing power
$0
Repayment at entered rate
$0 / month
Assessment rate used
0.00% p.a.

Guide only. Assumes an internal stress buffer and household allowances. Actual borrowing varies by lender.

See if we can beat or match these estimates by submitting your results!