If your fixed term is ending or you’ve ridden a few RBA moves on a variable rate, 2026 is a pivotal time to reassess your home loan. Many borrowers are still rolling off ultra-low fixes taken in 2020–21 into today’s higher rates, which can add hundreds of dollars a month without careful planning.
Buying your first home in Melbourne is a huge milestone, and it’s completely normal if it also feels a bit overwhelming. Between deposits, grants, stamp duty, interest rates and all the jargon, it can be hard to know where to start. This guide is written specifically for first home buyers in Melbourne and across Victoria,
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If you’ve been waiting for the “right moment” to get into the market, 2025 has delivered a rare combo: steadier interest rates, bigger government support for first-home buyers, and a market that’s rising but still offering windows of value if you’re prepared
Residential Investment Loan is utilised to purchase a residential investment property. The property is purchased with the intention of earning a return on the investment either through rental income, the future resale of the property, or both. An investment property can be a long-term endeavor or a short-term investment. The property may be held by an individual investor, a group of investors, or
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Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are two simple tips that will help you be mortgage-free sooner than planned. 1. Small extra repayments One of the most obvious ways to pay off your home loan quicker is to
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From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to choose. There are plenty of business loans available, but before diving in and applying, it’s important to understand your requirements first, so that a loan can be
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“If you’ve been thinking about purchasing your first property, 2020 might be the time to pounce,” according to Teo Torrelli, Director MKS Lending Group. Following a long-awaited correction, many property markets across Australia appear to have plateaued and are now once again increasing in value. According to Corelogic, in January house price values in Sydney
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Another month, another rate cut. What does this mean for my home loan? “It could mean more money in your pocket,” says Teo Torrelli of MKS Lending Group. But how? For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket. And for their trouble, or lack
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